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Industry related discount rate in IV calculation

Malaga/Luxembourg, Nov 16th 2024. As most of you know, calculating the intrinsic value of a company requires a choice of 3 parameters being the discount rate/cost of capital, the growth rate and the number of years which per default if not specified are 7% for discount rate, 3% growth rate and 30 years without terminal value.


We are happy to announce in the latest release 20241115b of VingeGPT, an important change on the calculation of the intrinsic value bringing VingeGPT a step closer to a strong and contextualised AI-tool for investors. The very important change we made is that the default value for the cost of capital in the IV calculation is no longer 7%. Instead VingeGPT is retrieving dynamically the industry’s cost of capital from its knowledge base based on Aswath Dasmodaran's yearly cost of capital dataset.


As an example the IV calculation for 3M, will now automatically retrieve 8,23% which is the WACC for Conglomerates that 3M is part of and fuel this into the IV calculations. We keep in our roadmap the willingness to adapt the default years and growth rate as well, based on more precise corporate lifecycle datapoints of the companies and the industries they are part of.


For further questions or comments, do not hesitate to contact us.


With thanks

Candi on behalf of the VingeGPT team




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